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Does Commercial All in One cover you for fire components

May 8, 2023
Does Commercial All in One cover you for fire components
          If we plan to install a commercial security system that has fire devices on it (not a fire alarm to code), can we have the client sign the Fire All In One (in addition to the Commercial All In One) to cover us for the fire devices?
   Thank you,
          You should not use the Commercial All in One for any fire components, whether installing, servicing or monitoring fire alarm equipment.
          The Commercial All in One covers security equipment.  Though components and items of coverage are mentioned in the contract the contract coverage is not limited to items that are mentioned.  Once you are installing security electronics, and that certainly includes alarm systems, cameras, video and audio, access control, guard service, all of which are specifically mentioned and itemized in the Commercial All in One, you can install any security devices, equipment or systems as long as you detail these items in the Schedule of Equipment and Services, which is part of the Commercial All in One.
          One item of security that is getting more popular is monitored gate access control.  You could also be installing non-monitored security gates or window bars and a slew of other devices that would market and fall under the “security” category.  Just detail these items, how they work and how you will be dealing with them, in the Schedule of Equipment and Services.
          As you all know or should know, there is little or no similarity between intrusion systems, other security systems and fire alarms.  The differences become apparent from the start:  different license to install; fire alarm systems are required by law,; plans and specifications filed and approved by AHJ; laws and case law differentiating between the two alarm services.  Even the industry recognized laboratory moves from UL to NFPA. 
          It should come as no surprise that there is a separate contract for fire alarms, the Fire All in One.  Get it; use it; keep it updated.

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Ken Kirschenbaum,Esq
Kirschenbaum & Kirschenbaum PC
Attorneys at Law
200 Garden City Plaza
Garden City, NY 11530
516 747 6700 x 301