KEN KIRSCHENBAUM, ESQ ALARM - SECURITY INDUSTRY LEGAL EMAIL NEWSLETTER / THE ALARM EXCHANGE You can read all of our articles on our website. Having trouble getting our emails? Change your spam controls and whitelist ken@kirschenbaumesq.com ****************************** ACH and CC Authorization Form January 22, 2025 ************************* ACH and CC Authorization Form ************************* Ken, In the All I One agreement there is a place for the customer to agree to the recurring charges. Have you considered adding verbiage to allow for us alarm companies to charge the same card for service calls? Sometimes customers don't pay for the calls and when we call for collections they state "you have my card on file I thought you would just charge it." Thanks, Chris ************************* Response ************************* When K&K provides the Standard Form All in One agreements it also provides, at no additional charge, an ACH RECURRING AND OTHER CHARGES PAYMENT AND CREDIT CARD AUTHORIZATION FORM. As you correctly point out that form, which is separate from the All in One, permits charging a credit card or withdrawing from a bank account recurring charges pursuant to the All in One. You ask, how about single charges, those that are not recurring. The answer is that the ACH and Credit Card Charge form does authorize a single charge. It’s clearly on the form, so you’re covered. Note that your processing company may require something else or different, but I have received no such request. You should also be mindful that you are responsible for being very careful with the ACH and Credit Card data; you could be held liable for a security breach of that data and that’s not something the protective provisions in the Standard Form Agreements were designed to protect against. ACH and Credit Card Authorization is something that is regulated by laws and it’s one of the issues K&K is regularly watching out for and updating contracts when necessary. By all means let me know if you have comment on this issue or suggested or mandatory changes that are required to the authorization form. ************************** STANDARD FORMS Alarm / Security / Fire and related Agreements click here: www.alarmcontracts.com *************************** CONCIERGE LAWYER SERVICE PROGRAM FOR THE ALARM INDUSTRY - You can check out the program and sign up here: https://www.kirschenbaumesq.com/page/concierge or contact our Program Coordinator Stacy Spector, Esq at 516 747 6700 x 304. *********************** ALARM ARTICLES: You can always read our Articles on our website at ww.kirschenbaumesq.com/page/alarm-articles updated daily ******************** THE ALARM EXCHANGE - the alarm industries leading classified and business exchange - updated daily ************************* Wondering how much your alarm company is worth? Click here: https://www.kirschenbaumesq.com/page/what-is-my-alarm-company-worth ****************************** Getting on our Email List / Email Articles archived: Many of you are forwarding these emails to friends or asking that others be added to the list. Sign up for our daily newsletter here: Sign Up. You can read articles and order alarm contracts on our web site www.alarmcontracts.com ************************** Ken Kirschenbaum,Esq Kirschenbaum & Kirschenbaum PC Attorneys at Law 200 Garden City Plaza Garden City, NY 11530 516 747 6700 x 301 ken@kirschenbaumesq.com www.KirschenbaumEsq.com
