R.I. Gen. Laws § 6-28-4

 R.I. Gen. Laws § 6-28-4

General Laws of Rhode Island
Copyright; 1953-2005 by the State of Rhode Island and Providence
Plantations and Matthew Bender & Company, Inc.
*** Current through the January 2005 Session ***
*** Annotations current through February 3, 2006 ***
R.I. Gen. Laws § 6-28-4 (2006)


§ 6-28-4. Notices required on agreement and at time of sale -- Cancellation --
Return of deposit -- Damages

 (a) No agreement of the buyer in a door-to-door sale shall be effective
unless it is signed and dated by the buyer and unless it contains the following
in ten (10) point) bold face type or larger directly above the space reserved
in the agreement for the signature of the buyer:

Notice to buyer: (1) Do not sign this agreement if any of the spaces intended
for the agreed terms to the extent of then available information are left
blank. (2) You are entitled to a copy of this agreement at the time you sign
it. (3) You may at any time pay off the full unpaid balance due under this
agreement, and in so doing you may be entitled to receive a partial rebate of
the finance and insurance charges. (4) The seller has no right to unlawfully
enter your premises or commit any breach of the peace to repossess goods
purchased under this agreement. (5) You may cancel this agreement if it has not
been signed at the main office or a branch office of the seller, provided you
notify the seller at his or her main office or branch office shown in the
agreement by registered or certified mail, which shall be posted not later than
midnight of the third calendar day after the day on which the buyer signs the
agreement, excluding Sunday and any holiday on which regular mail deliveries
are not made. See the attached notice of cancellation form for an explanation
of buyer's rights.

(b) The seller may select the method of providing the buyer with the duplicate
notice of cancellation form set forth in subsection (a) of this section,
provided however, that in the event of cancellation the buyer must be able to
retain a complete copy of the agreement. Furthermore, if both forms are not
attached to the agreement, the seller is required to alter the last sentence in
the statement above to conform to the actual location of the forms.

(c) Additionally, the seller shall at the time of the sale give notice to the
buyer of all the buyer's rights that substantially complies with this chapter.
The notice must:

(1) Appear in the agreement under the conspicuous caption: "Notice of
Cancellation;" and

(2) Read as follows:

...(date of transaction) "You may cancel this transaction, without any penalty
or obligation, within three (3) business days from the above date. If you
cancel, your cancellation notice must state that you do not wish to be bound by
the agreement and mailed by registered or certified mail not later than
midnight three (3) days following the buyer's signing the agreement, excluding
Sunday and any holiday on which regular mail deliveries are not made. All
cancellations must be mailed to:

(insert name and address of the seller)."

(d) Whenever the agreement fails to conform to the provisions of this section
and the buyer or his or her agent has notified the seller of his or her intent
to cancel the agreement by registered mail, return receipt requested, the
seller shall within twenty (20) days return any deposit made by the buyer.
Failure to return any deposit shall enable the buyer to recover from the seller
double damages in any subsequent legal proceeding.