You can read all of our articles on our website. Having trouble getting our emails?   Change your spam controls and white list 

Comment on getting contract signed and looking to get out of alarm business
November 3, 2020
Tomorrow's webinar:  sign up now

Title:  Importance of Sound Financial Management; How to make your company bankable
When:  November 4, 2020   Time:  12 PM  noon ET
Presented by:  Mitch Reitman
Hosted by:  Ken Kirschenbaum
Who should attend: owners, CFO, general managers
Register Here:
Comment on getting contract signed and looking to get out of alarm business
            This is In response to "Looking forward to getting out of this business" [your article on October 29, 2020].  As you know I am the Executive Claims Manager for Security America, and I’ve learned quite a bit about claims, the importance if E&O coverage and the significance of how claims are handled; it makes me wonder and ask the following
  *  Who is his insurance carrier
  *  Does his policy include E&O and is considered an industry standard policy for the business he is in
  *  What representations did he make on his application and subsequent renewals
  *  What verbal representations did he make to the agent or underwriter
  *  Did he submit and make a direct representation that the KK standard agreement is what his customers are signing?
  *  What are his policy coverage limits
  *  Does his policy have a contract guarantee
            Switching hats, I get to apply my knowledge of shifting the allocation of risk between alarm dealer and customers for my dealers.  In my central station business (USA Central Station Alarm Corp, a third-party company) I routinely negotiate on behalf of my dealers and USA with property management companies regarding the allocation of risk provisions;  I have a 99% close rate. Lately it has been easier to get full acceptance of your Standardized Contracts [which make all the difference] because of the volatility in the streets and the uncertainty of local governments over police funding and maintaining order. I simply state that in these times of uncertainty we are unwilling to accept the additional risks they are asking us to take.
            While my assistance to my dealers may seem competitive with your Concierge Program, your Program is a great value and for this reason alone should be subscribed to by all alarm companies that have issues with the contracts, which is likely all alarm companies.
Bart A. Didden, Executive Claims Manager
Security America Reassurance Group, Inc. - SARG

To order up to date Standard Form Alarm /  Security / Fire and related Agreementsclick here:
You can check out the program and sign up here: or contact our Program Coordinator Stacy Spector, Esq at 516 747 6700 x 304.
NOTICE:  You can always read our Articles on our website at
THE ALARM EXCHANGEalarm classifieds alarm security contracts

    This area is reserved for alarm classifieds, alarm company announcements, solicitations, offers, etc. 
    There is no charge to post a listing here.Include your contact information, phone, email and web site.  If you would like to submit a post, please send an email to  To create a reciprocal link to our website, click here.

Getting on our Email List / Email Articles archived: 
    Many of you are forwarding these emails to friends or asking that others be added to the list.  Sign up for our daily newsletter here: Sign Up.  You can read articles and order alarm contracts on our web site
Ken Kirschenbaum,Esq
Kirschenbaum & Kirschenbaum PC
Attorneys at Law
200 Garden City Plaza
Garden City, NY 11530
516 747 6700 x 301