KEN KIRSCHENBAUM, ESQ ALARM - SECURITY INDUSTRY LEGAL EMAIL NEWSLETTER / THE ALARM EXCHANGE You can read all of our articles on our website. Having trouble getting our emails? Change your spam controls and whitelist ken@kirschenbaumesq.com ****************************** comment on Can't negotiate with an AI contract or nonnegotiable boiler plate form July 21, 2026 ************************ comment on Can't negotiate with an AI contract or nonnegotiable boiler plate form from article on July 4, 2026 ************************ Ken Wow, I feel like a proud father! 23 years ago, I and a group of other members on NBFAA (now ESA) started an insurance company called Security America, and today according to Jerry from NJ, we are specifically named and excluded from a property management firm's supplied contacts. In many writings here and presentations around the country I have unequivocally stated that a core mission of Security America is to protect the contract terms and conditions of all SARRG accepted contracts. Why is this important to you the alarm dealer? Well if you have been reading these blog posts that I have contributed to for longer than I can remember, YOU KNOW WHY! THE VALUE OF YOUR BUSINESS IS SUPPORTED BY THE CONTRACT. If the contract was ever to be ruled by a competent court of highest standing in a state, you would not be able to sell any service by a standard price list, PERIOD. Every task preformed would need a risk evaluation and priced on risk. The insurance industry including Lloyd's of London will most likely run away and rightfully so. As the longest executive claims manager for SARRG i am proud of my work, my resistance to pay claims when the contract excluded the loss and the results of many mediations where payments were reduced to go away money and not nearly the original claim. Ken's advice here is correct, either educate your friends in the industry to this cancer and everyone refuse to consider these one sided contracts, or let your competition have the account. Let me be clear, I have in the past issued strong opinions to Security America Underwriters to cancel insurance midterm or at renewal, and I stand by each one I issued. Bart Didden USA Central Station Security America Claims Administrator SARRG ******************* Response ******************* Not much I can add. You need E&O protection and Security America is a great place to start your search for coverage. Bart has proven himself to be an effective claims administrator by dissuading claimants from pursuing claims and arranging defense of claims around the country. Preventing successful claims certainly is important to the other hat he wears, owner of a nationwide central station, so a dealers success and essential to Bart's success. But commitment over 45 years takes plenty of interest and devotion to the industry, and Bart has demonstrated that over and over. So, thanks Bart for participating on this forum and for being a friend and mentor to so many alarm dealers and leader in the alarm industry. This email will self destruct in 5 minutes; don't tell Bart I was so complimentary .... his head will explode. ******************* STANDARD FORMS Alarm / Security / Fire and related Agreements. click here: www.alarmcontracts.com *************************** CONCIERGE LAWYER SERVICE PROGRAM FOR THE ALARM INDUSTRY - You can check out the program and sign up here: https://www.kirschenbaumesq.com/page/concierge or contact our Program Coordinator Stacy Spector, Esq at 516 747 6700 x 304. *********************** ALARM ARTICLES: You can always read our Articles on our website at ww.kirschenbaumesq.com/page/alarm-articles updated daily ******************** THE ALARM EXCHANGE - the alarm industries leading classified and business exchange - updated daily ************************* Wondering how much your alarm company is worth? Click here: https://www.kirschenbaumesq.com/page/what-is-my-alarm-company-worth ****************************** Getting on our Email List / Email Articles archived: Many of you are forwarding these emails to friends or asking that others be added to the list. Sign up for our daily newsletter here: Sign Up. You can read articles and order alarm contracts on our web site www.alarmcontracts.com ************************** Ken Kirschenbaum,Esq Kirschenbaum & Kirschenbaum PC Attorneys at Law 200 Garden City Plaza Garden City, NY 11530 516 747 6700 x 301 ken@kirschenbaumesq.com www.KirschenbaumEsq.com
